Assess your entire loan & credit administration practices.
Vantage Point Solutions supports your financial institution in navigating the challenges of heightened regulatory scrutiny, evolving borrower expectations, and a constantly shifting economic landscape.
Independent Credit Review
We empower financial institutions with expert credit services to protect their assets and connect teams with the tools they need to succeed. Our independent credit reviews deliver objective insights, while our credit policy creation and review establish clear, actionable guidelines. Trust our seamless merger and acquisition support, engaging credit training, and meticulous loan documentation and exception management.
- Credit Policy Creation & Review
- Merger & Acquisition Support
- Credit Training
- Loan Documentation & Technical Exceptions
- Risk Rating Review
Loan Compliance
Protect your financial institution’s reputation and rise to meet shifting compliance standards with Vantage Point’s loan quality control reviews, TRID reviews, and HDMA data and process assessments. We ensure precision with targeted reviews to empower your team, navigate complexities, and maintain excellence at every step.
- Consumer Loan Compliance Review
- Quality Control Program Review
- Fair Lending Review
- HMDA Data & Process Review
- Mortgage Servicing Review
Loan Administration
Ensure institutional efficiency while meeting operational demands. Contact our team to learn more.
- Loan Operations Audit – A comprehensive review of your institution’s loan processes, policies, and procedures to identify inefficiencies, mitigate risk, and ensure compliance with regulatory requirements. Our audit provides actionable insights to enhance operational efficiency and strengthen loan portfolio management.
- FHLB Collateral – Ensure your institution’s Federal Home Loan Bank (FHLB) collateral is properly structured, documented, and optimized to maximize borrowing capacity. We assist with collateral eligibility reviews, valuation assessments, and reporting compliance to help you maintain liquidity and regulatory alignment.
- FRB BIC – Assess and validate your institution’s Federal Reserve Bank Borrowing and Investment Compliance (FRB BIC) to ensure adherence to regulatory guidelines and strategic financial objectives. Our experts help you manage risk exposure, optimize borrowing strategies, and strengthen compliance frameworks.
