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Environmental Due Diligence for Financial Institutions

Expert Guidance, Compliance Confidence & Risk Management Support

At Vantage Point, we help financial institutions navigate the complexities of environmental due diligence with expert guidance and a partnership approach. Our environmental services ensure regulatory compliance, mitigate risk, and provide clear, actionable insights—so you can make informed lending decisions with confidence.

Comprehensive Environmental Due Diligence Services

ASTM Phase 1 Environmental Site Assessments

Before financing a property, lenders need to understand potential environmental risks. Our Phase 1 Environmental Site Assessments (ESAs) follow ASTM standards and include a thorough review of historical records, site inspections, and regulatory database searches. We deliver clear, well-documented reports that help financial institutions assess potential liabilities and meet due diligence requirements.

Phase 2 Environmental Site Assessments

When additional investigation is necessary, our Phase 2 ESA services provide deeper analysis, including soil, groundwater, and vapor intrusion testing. We coordinate sampling, lab analysis, and expert interpretation of results to determine next steps—helping lenders make informed risk assessments without unnecessary delays.

SBA Compliance & Records Search with Risk Assessment (RSRA)

For Small Business Administration (SBA) loans, environmental due diligence must meet specific requirements. Our Records Search with Risk Assessment (RSRA) provides an efficient and cost-effective way to identify potential environmental risks. We analyze government records, historical data, and key risk factors, delivering a clear risk rating that supports SBA lending compliance.

Jurisdictional Due Diligence

Environmental regulations vary by location, and compliance risks can differ across jurisdictions. We help financial institutions navigate federal, state, and local environmental requirements by providing Jurisdictional Due Diligence services tailored to the specific location of a property. Our team ensures that all necessary environmental compliance checks are completed, reducing the risk of unforeseen liabilities.

Transaction Screen Assessments

For lower-risk properties, a Transaction Screen Assessment (TSA) provides a cost-effective alternative to a full Phase 1 ESA. Our experts conduct limited historical research, property inspections, and interviews to identify potential environmental concerns—helping financial institutions balance efficiency with regulatory compliance.